Health Insurance

What type of Health Insurance is available for people under 65?

There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage.

1. Fee-for-Service
   These plans generally assume that the medical professional will be paid a fee for each service provided to the patient. Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.
    
2. Managed Care
   More than half of all Americans have some kind of managed-care plan. Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans. These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.

There are also short term health insurance and non-traditional faith based cost sharing plans that are available.

Have additional questions? No matter the situation I can help you get answers.

• I changed jobs and my new job's health insurance doesn't start for 90 days.
• I started my own company and want to offer health insurance to my employees.
• I'm retiring but my wife will need health insurance until she is eligible for medicare.

• My employer doesn't offer health insurance.

Contact me to get answers today at 1-239-404-1884.